Is Mint Shutting Down? What to Use Instead in 2025

The question "is Mint shutting down" has dominated personal finance forums since Intuit announced the closure of its beloved budgeting app. The short answer: yes, Mint officially shut down in March 2024, with users migrated to Credit Karma. But if you're still searching for a replacement in 2025, you're not alone — millions of former users are hunting for a budgeting app that actually works.

Why Mint Shut Down and What It Means for You

Intuit folded Mint's features into Credit Karma, but the transition left many users frustrated. Credit Karma lacks the robust budgeting tools, category tracking, and bill management that made Mint a household name. So if you're asking "is Mint shutting down" and wondering where your financial data went, the reality is clear: you need a new home for your money management.

The good news? The market responded fast. 2025 offers stronger alternatives than ever, many with AI-powered insights and bank-level sync.

Best Mint Alternatives to Use in 2025

YNAB (You Need A Budget) — The gold standard for zero-based budgeting. It's pricier at $14.99/month, but its methodology and community are unmatched for people serious about eliminating debt.

Monarch Money — The closest Mint replacement in look and feel. It offers customizable dashboards, collaborative budgeting for couples, and investment tracking. At $99/year, it's a solid middle ground.

PocketGuard — Budget-friendly and simple. It focuses on "how much can I safely spend?" — perfect for users who found Mint too complex.

Empower (formerly Personal Capital) — Best free option for investment-focused users. Its dashboard rivals Mint's net-worth tracking.

Copilot Money — iOS-first, design-forward, and AI-driven. Ideal if you want a modern Mint successor on Apple devices.

How to Choose Your Mint Replacement

Start by identifying what you used Mint for most: expense tracking, bill reminders, or net-worth monitoring. Then match the tool to your priority. Most alternatives offer free trials — test two or three before committing. Also, export your Mint data if you haven't already; CSV files remain accessible through Credit Karma.

The "is Mint shutting down" saga is over, but your budgeting journey doesn't have to end with it. The 2025 lineup of alternatives is arguably better than what Mint offered at its peak.

Ready to move on? Start a free trial with YNAB or Monarch Money today and reclaim control of your budget — your finances will thank you. Перейти к подборке →